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IDA
Individual Development Account

Financial Literacy classes

Supported by  

UW LOGO 2

9/3, 9/5, 9/10 and 9/12 

6pm to 8pm

ANDREWS HOUSE
 39 W. WINTER ST
DELAWARE,OH

 

GOAL SETTING

WANTS VS. NEEDS

 UNDESIRABLE SPENDING HABITS & HOW TO CHANGE THEM

 BASIC BUDGETING

UNDERSTANDING CREDIT REPORTS

 BANKING ISSUES

 HOW TO CUT COSTS & SAVE YOUR MONEY

 PROTECTING YOUR IDENTITY & AVOIDING FRAUD

EACH PARTICIPANT  WILL RECEIVE A GAS CARD IF THEY COMPLETE ALL 4 CLASSES!

CALL 740-369-3184 OR 800-858-4452 TO REGISTER

REFRESHMENTS WILL BE AVAILABLE

More details can be found at this website: 

Community Action Organization:  http://caodmu.org or by contacting

Lori Riggs, Fin. Literacy Coordinator

Community Action 740-369-3184

 

 

 

Money Management
Tracking Expenses
Creating and Maintaining a Budget
Setting Financial Goals
Planning to Meet Financial Goals

Banking
Choosing the Correct Institution and Account
How to Write Checks
How to Maintain a Checking Register
How to Balance Your Checkbook

Understanding Credit
Credit Basics
Types of Credit
Cost of Credit
Understanding Your Credit Report

Identity Theft-Protection, Recognition, and Recovery
Prevention
Warning Signs
Recovery
Rebuilding Credit

Savings
Setting Financial Goals
Budgeting for Financial Goals
Cutting Expenses
Vehicles for Saving

Successful Home Ownership
Benefits and Responsibilities
Financing Your Home
Home Buying Process
After the Closing

Fraud
Are You At Risk?
Tactics of Fraudsters
Tips for Recognizing and Avoiding Fraud
Common Scams

Debt/Bankruptcy/Rebuilding Credit
The Role of a Budget
Handling Creditors
When to File Bankruptcy
Re-Establish and Rebuild Credit

Home Management for for Renters
Budgeting for Independence
Choosing the Right Type of Rental
Asking Questions
Establishing Utilities
Safety

Auto Financing
What Can I Afford?
Leasing vs. Buying
Do Your Homework
Comparison Shopping

Suddenly Unemployed
Filing for Unemployment
Job Search
Importance of Budgeting
Handling Creditors
Resources for Help

Education Planning
Setting Education Goals
Choosing the "Right" School
Budgeting for Education
Filling Out the FAFSA
Applying for Scholarships

For More Info
Contact
Lori Riggs
lriggs@caodmu.org
(740) 369-3184
(800) 858-4452